Individual Tax Preparation & Planning

Personal tax returns for busy lives

Bramel & Ackley, PSC prepares federal, state, and local returns with e-file convenience and on-time delivery. From W-2 income and investment gains to self-employment and rental activity, you get organized prep, document checklists, and plain explanations. We prepare county and city filings common throughout the area.  Explore our broader tax services if your situation spans business ownership or nonprofit involvement.

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Personal tax planning advice for real decisions

Mid-year projections help you time capital gains, fine-tune withholding, and schedule estimated payments before deadlines. Bramel & Ackley, PSC coordinates retirement distributions, charitable strategies, and gifting approaches that fit your goals. When planning touches inheritances or fiduciary filings, we align with trusts and estates so family decisions and tax outcomes stay in sync.

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Self-employed individuals

Schedule C guidance, quarterly estimates, and clear rules for separating business and personal expenses. We set up simple recordkeeping so your filings stay accurate and on time.

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Retirees and pension income

Coordinated planning across Social Security, pensions, and IRA or 401(k) distributions with attention to Kentucky and Ohio requirements. We help you avoid surprises and keep withholding aligned.

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Investors, landlords, and multi-state filers

Accurate basis tracking, capital loss harvesting, and year-end summaries that make filing straightforward. If you split time between Cincinnati and Northern Kentucky, we manage multi-state and city filings so everything reconciles correctly.

Why a local CPA makes the difference

Local CPA for personal taxes with year-round support

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With Bramel & Ackley, PSC, you work with a consistent point of contact backed by a professional team. You can call before a stock sale, a home closing, or a new side business so we can model the tax impact and prepare the right steps. If a notice arrives, we handle the response and keep you informed. When you are ready to move forward, contact our team to set a simple timeline and document list.

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Answers that keep filing simple

  • What documents should you bring

    W-2s and 1099s, K-1s, mortgage interest and property tax statements, HSA forms, childcare and education records, charitable acknowledgments, and last year’s return. 

  • Can you file my city and county taxes

    Yes.  We prepare all required local tax returns. 

  • How early should I start with a CPA

    Sooner is always better.  A quick mid-year check or a pre-year-end check-in give you time to adjust withholding, make estimated payments, or time transactions thoughtfully.

  • Do you help with IRS notices

    Yes. We manage correspondence, prepare responses, and advise you on next steps so issues are resolved promptly.